The operative part of uniformity decision no. 4/2021 PJE

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On the lawfulness of terminating a foreign currency-based consumer loan contract by a unilateral legal declaration with ex nunc effect

The settlement provided for in Act No. XL of 2014 imposing the obligation to settle accounts due to the partial voidness of a foreign currency-based consumer loan contract does not preclude the court from examining ex post, in accordance with the rules of civil law, whether the unilateral ex nunc termination of the contract by the financial institution on account of the debtor's alleged default was justified.